Better health is within your reach. Live your life to the fullest and support your overall wellbeing with these benefits and resources.
Private medical insurance
Gen provide company-paid private medical insurance through AXA PPP.
Eligibility
Permanent and fixed-term team members and dependants are eligible from your date of hire with no waiting period. Eligible dependants include your spouse or civil partner (or any person living permanently in a similar relationship with you) and your children under age 30, regardless of whether they’re in full-time education.
Enrolling or leaving the scheme
To join the scheme or add or change dependants, log in to Workday (or through MyApps), and select the Benefits and Pay section. Clicking the Change Benefits button will begin the process of selecting or changing benefits.
If you are adding dependants to plans, we advise that you first select the Dependants section under the Benefits dropdown and add dependants there. They will then appear for addition to plans under the Change Benefits process.
If you wish to leave the scheme, raise a ticket with People & Payroll SupportNow. Review the Workday guide [PDF] and FAQs [PDF] to learn about the benefits portal.
Cover
Gen’s medical insurance is an age-rated scheme and provides cover for the treatment of acute conditions and the products and services that are used as part of that treatment, up to certain limits as defined by the policy. All treatment requires the referral of the member’s GP, and the consultant in charge of treatment must be an AXA PPP-recognized consultant.
Refer to the scheme handbook [PDF] for details.
Benefit limitation
The scheme includes a £100 benefit limitation, which is the amount each member must contribute towards the cost of treatment incurred each scheme year (November through October). The benefit limitation is a single deduction that is made per person, per scheme year, regardless of the number of individual medical conditions claimed in that scheme year.
Taxation
Membership to the scheme is taxed as a benefit in kind (BIK) and will appear on your annual P11D. Gen pay premiums in advance each year and report to the UK revenue office (HMRC) the total premiums paid on your behalf in the tax year.
You are advised to contact the tax office and inform them that you have taken up membership of the scheme, so that your tax code can be adjusted accordingly.
The amount Gen pay for this benefit is based on your age. This amount is visible in Workday when benefit selections or changes are made. If you wish to confirm the value, raise a ticket with People & Payroll SupportNow. You will receive notification of the premium that applies to you, which will drive your BIK.
Claims
Review the procedure for making a claim in the scheme handbook [PDF], and ensure that all treatment is approved by AXA PPP before any costs are incurred. Failure to follow the procedure may result in you being liable for the costs incurred.
For assistance, call the AXA PPP claim helpline at 0800 206 1808 and provide the Gen group membership number, 2751Z.
Private dental insurance
Gen offer private dental insurance from Denplan.
Membership to the scheme is voluntary and is open to team members and dependants. Gen pay the cost of cover for team members. You pay the cost of dependent cover through monthly payroll deductions.
Eligibility
Permanent and fixed-term team members and dependants are eligible from your date of hire with no waiting period. Eligible dependants include your spouse or civil partner (or any person living permanently in a similar relationship with you) and your unmarried children under age 21—or age 24 if they’re in full-time education.
Enrolling or leaving the scheme
To join the scheme or add or change dependants, log in to Workday (or through MyApps), and select the Benefits and Pay section. Clicking the Change Benefits button will begin the process of selecting or changing benefits.
If you are adding dependants to plans, we would advise you first select the Dependents section under the Benefits dropdown and add dependants there. They will then appear for addition to plans under the Change Benefits process.
If you wish to leave the scheme, raise a ticket with People & Payroll SupportNow.
Review the Workday guide [PDF] and FAQs [PDF] to learn about the benefits portal.
Cover
Learn about the scheme in the Denplan handbook [PDF].
Claims
To submit claims, visit the Denplan website and register with your policy number. Once registered, you can submit claims with a copy of your itemised receipt within 30 days of treatment. Reimbursements will be paid directly to your bank, usually within five days.
Cost and taxation
Membership to the scheme is taxed as a benefit in kind (BIK) and will appear on your annual P11D. Your BIK is based on the annual amount Gen pay for your benefit: £172.80 for team members.
You are advised to contact the tax office and advise them that you have taken up membership of the scheme, so that your tax code can be adjusted accordingly.
Employee assistance programme (EAP)
Relationships. Finances. Parenting. Life can be challenging. The employee assistance programme (EAP) through Cigna can help.
You and your eligible family members receive up to six confidential, professional counselling sessions by phone or in person per issue per year—at no cost to you. Talk to a professional counsellor, who can help you:
- Manage stress, anxiety, depression, and addiction
- Handle relationship issues and divorce
- Develop your resilience
- Cope with illness and death
- Manage your finances and create a financial plan
- Access legal advice from a licensed attorney
You can also access online resources to help you manage your wellbeing on your own, including childcare and parenting support services, financial tools, and legal advice.
This benefit is completely confidential and 100% company paid.
Get started
Call 800 988 3764 to talk to a counsellor. Or visit the Cigna website and use company code gen.
Wellness reimbursement
Fitness and exercise play a significant role in your overall wellbeing. To help you meet your physical goals, Gen will reimburse you up to US$450 (local currency equivalent) per calendar year for eligible fitness expenses, including gym memberships, personal trainers, and race entry fees.
How it works
How it works
You have one year to request fitness expense reimbursements through Workday.
Complete the Gen team member benefits reimbursement claim form in Workday, and submit original receipts from the gym, health club, or other wellness or fitness expenses.
Eligible expenses
Eligible expenses
Memberships: Health clubs/gyms of your choice
Lessons or personal training: Personal training/coaching for fitness activities
Group fitness classes, lessons, or leagues: Class or registration fees, community center classes, yoga, karate, martial arts, Pilates, aerobics, dance exercise, kayaking, spinning, step, kickboxing, muscle conditioning, tennis, badminton, golf, softball, baseball, football, soccer, volleyball, basketball, swimming/aquatics, skiing, racquet ball, rowing, trekking, running/jogging, mountain biking, hiking, bowling, horseback riding, and other similar fitness class, lesson, or league
Online fitness classes or programmes: Subscriptions, registration fees, on-demand or live classes or training to include yoga, Pilates, aerobics, spinning, strength training, step, and other related online fitness classes or programs
Entrance fees: Hiking trail, park, race, or other similar fitness entrance fees
Weight loss programmes and nutrition counseling: Those not covered by health insurance programme
Fitness, sports, and at-home gym equipment: Dumbbells, treadmills, snowboards, skis, bicycles, tennis rackets, golf clubs, yoga mats, helmets, skates, hula hoops; and equipment for swimming, football, soccer, and baseball
Wellness resources
Our ongoing commitment to your health and wellness is centered around cultivating a culture of wellness that supports your body, mind, and financial health.
Our current global offerings include virtual mindfulness, stress reduction, and fitness classes.
