Eligibility

U.S. Gen team members actively working at least 20 hours per week are eligible to participate in Gen’s U.S. benefit programs.

Dependents

You can enroll these eligible family members in Gen’s medical, dental, vision, and optional life insurance coverage within 31 days of your hire date, during Open Enrollment, or after a qualifying life event:

  • Your spouse or domestic partner
  • Children up to age 26
    • Natural children
    • Stepchildren
    • Adopted children
    • Foster children
    • Children for whom a court order requires you to provide coverage
    • Any child you claim as a dependent on your federal tax return
  • Children 26 and older who are fully dependent on your support as a result of a mental or physical disability

Domestic partner criteria

A domestic partner is a person of the same or opposite sex with whom you share a committed relationship as evidenced by a shared residence and record of financial interdependence.

For your domestic partner and their children to be eligible for coverage, you and your partner must:

  • Be at least 18 years of age
  • Have lived together for a minimum of six months
  • Be in an exclusive, mutually committed relationship
  • Be financially responsible for each other’s well-being
  • Not be married to anyone else or have another domestic partner (any such past relationships must have been dissolved for at least six months)
  • Not be related by blood to any degree that would bar marriage in the state in which you reside

Monthly imputed income

The value of your domestic partner’s coverage is considered imputed income and is taxable. The total amount of the premiums paid by both Gen and you will be reflected on your W-2.

2024 Medical

 Cigna HSACigna OAPCigna OAP 500 ArizonaKaiser HMO
Team member + partner$900.86$917.15$938.48$746.87
Team member +   
partner’s children
$454.25$462.49$473.23$373.43
Team member + children + partner’s children$0.00$0.00$0.00$0.00
Team member + children + partner$1,257.41$1280.11$1309.87$985.88
Team member +   
partner +  
partner’s children
$1,711.66$1,742.60$1,783.10$1,359.31
Team member + partner + children + partner’s children$1,257.41$1,280.11$1,309.87$985.88

2024 Dental and vision

 Delta Dental 1.0Delta Dental 2.0VSP 1.0VSP 2.0
Team member + partner$39.54$58.94$8.32$33.76
Team member +   
partner’s children
$19.75$30.33$4.16$15.47
Team member + children + partner’s children$0.00$0.00$0.00$0.00
Team member + children + partner$55.40$83.03$11.64$43.31
Team member +   
partner +  
partner’s children
$75.15$113.36$15.80$58.78
Team member + partner + children + partner’s children$55.40$83.03$11.64$43.31