The amount you pay through payroll deductions each pay period depends on the plans you choose.
2024 cost per pay period
Medical plan
| Cigna HSA | Cigna OAP | Cigna OAP 500 Arizona | Kaiser HMO | |
|---|---|---|---|---|
| Team member only | $33.23 | $54.92 | $63.69 | $41.54 |
| Team member + spouse/ partner | $124.15 | $172.62 | $156.46 | $157.85 |
| Team member + children | $70.62 | $114.92 | $127.85 | $87.69 |
| Team member + family | $215.54 | $288.00 | $227.08 | $251.08 |
Dental plan
| Delta Dental 1.0 | Delta Dental 2.0 | |
|---|---|---|
| Team member only | $2.77 | $6.92 |
| Team member + spouse/ partner | $6.92 | $18.92 |
| Team member + children | $5.08 | $12.00 |
| Team member + family | $8.77 | $23.08 |
Vision plan
| VSP 1.0 | VSP 2.0 | |
|---|---|---|
| Team member only | $1.85 | $11.54 |
| Team member + spouse/ partner | $5.08 | $29.54 |
| Team member + children | $3.69 | $19.38 |
| Team member + family | $6.00 | $37.85 |
Optional life insurance
Rates are per $1,000 of coverage.
| Age | Team member | Dependent |
|---|---|---|
| Children | n/a | $0.156 |
| 25 and younger | $0.022 | $0.025 |
| 26–29 | $0.022 | $0.025 |
| 30–34 | $0.029 | $0.033 |
| 35–39 | $0.033 | $0.038 |
| 40–44 | $0.040 | $0.046 |
| 45–49 | $0.055 | $0.063 |
| 50–54 | $0.099 | $0.112 |
| 55–59 | $0.157 | $0.178 |
| 60–64 | $0.276 | $0.314 |
| 65–69 | $0.528 | $0.600 |
| 70 and older | $0.878 | $0.998 |
Accident insurance
| Team member | $2.97 |
|---|---|
| Team member + partner | $5.93 |
| Team member + children | $7.22 |
| Family | $8.50 |
Hospital indemnity
| Team member | $5.17 |
|---|---|
| Team member + partner | $11.62 |
| Team member + children | $8.58 |
| Family | $15.02 |
Critical illness insurance
Rates are per $10,000 of coverage.
| Age | Team member | Dependent |
|---|---|---|
| 25 and younger | $0.51 | $0.55 |
| 26–29 | $0.55 | $0.65 |
| 30–34 | $1.06 | $1.06 |
| 35–39 | $1.94 | $2.17 |
| 40–44 | $3.28 | $3.88 |
| 45–49 | $5.45 | $5.86 |
| 50–54 | $9.00 | $9.32 |
| 55–59 | $13.98 | $13.20 |
| 60–64 | $21.32 | $18.55 |
| 65–69 | $32.03 | $26.40 |
| 70 and older | $44.45 | $36.74 |
Domestic partner imputed income
The value of your domestic partner’s coverage is considered imputed income and is taxable. The total amount of the premiums paid by both Gen and you will be reflected on your W-2.
2024 monthly imputed income
Medical
| Cigna HSA | Cigna OAP | Cigna OAP 500 Arizona | Kaiser HMO | |
|---|---|---|---|---|
| Team member + partner | $900.86 | $917.15 | $938.48 | $746.87 |
| Team member + partner’s children | $454.25 | $462.49 | $473.23 | $373.43 |
| Team member + children + partner’s children | $0.00 | $0.00 | $0.00 | $0.00 |
| Team member + children + partner | $1,257.41 | $1,280.11 | $1,309.87 | $985.88 |
| Team member + partner + partner’s children | $1,711.66 | $1,742.60 | 1,783.10 | $1,359.31 |
| Team member + partner + children + partner’s children | $1,257.41 | $1,280.11 | $1,309.87 | $985.88 |
Dental and Vision
| Delta Dental 1.0 | Delta Dental 2.0 | VSP 1.0 | VSP 2.0 | |
|---|---|---|---|---|
| Team member + partner | $39.54 | $58.94 | $8.32 | $33.76 |
| Team member + partner’s children | $19.75 | $30.33 | $4.16 | $15.47 |
| Team member + children + partner’s children | $0.00 | $0.00 | $0.00 | $0.00 |
| Team member + children + partner | $55.40 | $83.03 | $11.64 | $43.31 |
| Team member + partner + partner’s children | $75.15 | $113.36 | $15.80 | $58.78 |
| Team member + partner + children + partner’s children | $55.40 | $83.03 | $11.64 | $43.31 |