Team member contributions

The amount you pay through payroll deductions each pay period depends on the plans you choose.

Cost per pay period

2024 Medical plan

 Cigna HSACigna OAPCigna OAP 500 ArizonaKaiser HMO
Team member only$33.23$54.92$63.69$41.54
Team member + spouse or partner$124.15$172.62$156.46$157.85
Team member + children$70.62$114.92$127.85$87.69
Team member + family$215.54$288.00$227.08$251.08

2025 Medical plan

 Cigna HSACigna OAPCigna OAP 500 ArizonaKaiser HMO
Team member only$36.92$60.92$70.62$45.23
Team member + spouse or partner$137.54$191.54$173.54$170.77
Team member + children$78.46$127.38$141.69$95.08
Team member + family$238.62$318.92$251.54$271.38

2024 Dental plan

 Delta Dental 1.0Delta Dental 2.0
Team member only$2.77$6.92
Team member + spouse or partner$6.92$18.92
Team member + children$5.08$12.00
Team member + family$8.77$23.08

2025 Dental plan

 Delta Dental 1.0Delta Dental 2.0
Team member only$3.23$7.38
Team member + spouse or partner$7.38$19.38
Team member + children$5.54$12.46
Team member + family$9.23$23.54

2024 Vision plan

 VSP 1.0VSP 2.0
Team member only$1.85$11.54
Team member  
+ spouse or partner
$5.08$29.54
Team member + children$3.69$19.38
Team member + family$6.00$37.85

2025 Vision plan

 VSP 1.0VSP 2.0
Team member only$1.85$11.54
Team member  
+ spouse or partner
$5.08$29.54
Team member + children$3.69$19.38
Team member + family$6.00$37.85

Optional life insurance

Rates are per $1,000 of coverage.

AgeTeam memberDependent
Childrenn/a$0.156
25 and younger$0.022$0.025
26–29$0.022$0.025
30–34$0.029$0.033
35–39$0.033$0.038
40–44$0.040$0.046
45–49$0.055$0.063
50–54$0.099$0.112
55–59$0.157$0.178
60–64$0.276$0.314
65–69$0.528$0.600
70 and older$0.878$0.998

Accident insurance

  
Team member$2.97
Team member + partner$5.93
Team member + children$7.22
Family$8.50

Hospital indemnity

  
Team member$5.17
Team member + partner$11.62
Team member + children$8.58
Family$15.02

Critical illness insurance

Rates are per $10,000 of coverage.

AgeTeam memberDependent
25 and younger$0.51$0.55
26–29$0.55$0.65
30–34$1.06$1.06
35–39$1.94$2.17
40–44$3.28$3.88
45–49$5.45$5.86
50–54$9.00$9.32
55–59$13.98$13.20
60–64$21.32$18.55
65–69$32.03$26.40
70 and older$44.45$36.74

2024 Domestic partner imputed income

The value of your domestic partner’s coverage is considered imputed income and is taxable. The total amount of the premiums paid by both Gen and you will be reflected on your W-2.

Monthly imputed income

Medical

 Cigna HSACigna OAPCigna OAP 500 ArizonaKaiser HMO
Team member + partner$900.86$917.15$938.48$746.87
Team member +
partner’s children
$454.25$462.49$473.23$373.43
Team member + children + partner’s children$0.00$0.00$0.00$0.00
Team member + children + partner$1,257.41$1,280.11$1,309.87$985.88
Team member +
partner +   
partner’s children
$1,711.66$1,742.601,783.10$1,359.31
Team member + partner + children + partner’s children$1,257.41$1,280.11$1,309.87$985.88

Dental and Vision

 Delta Dental 1.0Delta Dental 2.0VSP 1.0VSP 2.0
Team member + partner$39.54$58.94$8.32$33.76
Team member +
partner’s children
$19.75$30.33$4.16$15.47
Team member + children + partner’s children$0.00$0.00$0.00$0.00
Team member + children + partner$55.40$83.03$11.64$43.31
Team member +
partner +   
partner’s children
$75.15$113.36$15.80$58.78
Team member + partner + children + partner’s children$55.40$83.03$11.64$43.31

2025 Domestic partner imputed income

The value of your domestic partner’s coverage is considered imputed income and is taxable. The total amount of the premiums paid by both Gen and you will be reflected on your W-2.

Monthly imputed income

Medical

 Cigna HSACigna OAPCigna OAP 500 ArizonaKaiser HMO
Team member + partner$997.31$1,015.34$1,038.95$806.07
Team member +   
partner’s children
$502.08$512.01$523.89$403.03
Team member + children + partner’s children$0.00$0.00$0.00$0.00
Team member + children + partner$1,392.03$1,417.15$1,450.10$1,064.04
Team member +   
partner +  
partner’s children
$1,894.91$1,929.16$1,973.99$1,467.07
Team member + partner + children + partner’s children$1,392.03$1,417.15$1,450.10$1,064.04

Dental and Vision

 Delta Dental 1.0Delta Dental 2.0VSP 1.0VSP 2.0
Team member + partner$39.99$59.61$8.32$33.76
Team member +   
partner’s children
$19.98$30.67$4.16$15.47
Team member + children + partner’s children$0.00$0.00$0.00$0.00
Team member + children + partner$56.03$83.98$11.64$43.31
Team member +   
partner +  
partner’s children
$76.01$114.65$15.80$58.78
Team member + partner + children + partner’s children$56.03$83.98$11.64$43.31