Vision

Both the VSP 1.0 and VSP 2.0 plans cover eye exams, lenses, frames, and contact lenses at special rates. 

You won’t receive an ID card; just identify yourself as a VSP member when you receive services from a VSP provider.

• Many frames and lenses are covered in full. Lens enhancements, which may be cosmetic in nature, may result in additional costs.
• You can receive 20% savings on additional glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months of your last eye examination.
• Coverage allows for one pair of computer vision care glasses each calendar year for team members only—dependent coverage does not include computer vision care glasses.
• A retinal screening is included for an additional $20 copay during your routine eye exam.
• The VSP 2.0 plan includes laser eye surgery coverage. The plan pays $1,000 per eye per lifetime. VSP’s Laser VisionCare Program provides you with discounts for PRK, LASIK, and custom LASIK eye surgeries, with an average of 15% off, or 5% off if the laser center is offering a promotional price.

Review the 2024 plan comparison chart [PDF] for details.

The frame allowance at Costco is $115 (instead of $210) on the 1.0 plan and $135 (instead of $250) on the 2.0 plan.

Be sure to identify yourself as having VSP, so Costco or the optometrist will know to bill VSP directly. Otherwise, you will have to submit an out-of-network claim for reimbursement.

Only 66% of the optometrists at Costco are contracted with VSP, so before you go, be sure to find an in-network provider.

If you visit a non-VSP provider, you can receive a reimbursement of up to $70 for frames and $30–$100 for lenses. 

You must pay the provider in full and then file a claim for reimbursement through vsp.com.